Privacy Policy

1. Overview

This Privacy Policy applies to your Personal Information when you use Onqix Services. This Privacy Policy explains how we may collect, retain, process, share and transfer your Personal Information when you visit any website or platform on the web domain “onqix.com” (this “Site”) or use the Services.

This Privacy Policy is designed to help you obtain information about our privacy practices and to help you understand your privacy choices when you use this Site and the Services.

Please contact us via support@onqix.com if you have questions about our privacy practices that are not addressed in this Privacy Policy. 

This Privacy Policy is incorporated by reference into The Onqix Terms and Conditions User Agreement made available on the Site or in the Services. By using the Services, you agree to the terms of this Privacy Policy. If you do not agree with or you are not comfortable with any aspect of this Privacy Policy, you should immediately stop using the Services. All terms used herein and not specifically defined shall have the meaning ascribed to them in the User Agreement.

2. Definitions

“Personal Information” means personal information that can be associated with an identified or identifiable person.  “Personal Information” can include name, postal address, phone number, email address, financial account information, account number, date of birth, and government-issued credentials (e.g., driver’s license number, national ID, passport, and Taxpayer ID).  Personal Information does not include information that does not identify a specific User.

3. What Personal Information Do We Collect?

We may collect information about you when you visit our Sites or use the Services, including the following:

  • Registration information – When you create an Account or use the Services, we may require you to provide us with your name, postal address, phone number, and email address to create an Account. 
  • Identity Verification information – We may require you to provide us with additional Personal Information as you use the Services which we may use in collaboration with service providers acting on our behalf to verify your identity, source of funds, and address, and/or to manage risk as required under applicable law. This information may include your date and place of birth, taxpayer or government identification number, social security number, driver’s license number, a copy of your government-issued identification, or other personal information.
  • Transaction and experience information – When you use the Services, we may collect information about the transaction, as well as other information associated with the transaction such as amount placed for a purchase/sale order. This information may include your digital wallet address, bank account details, credit card details, Internet protocol (IP) address, cookie identifiers, mobile carrier, mobile advertising identifiers, MAC address, details about your browser or device, geo-location information, Internet service provider, pages that you visit before and after using the Services, and other information about how you use the Services. This information would be collected to facilitate the Services we provide.
  • Information about you from third-party sources – We may obtain information from third-party sources such as public databases, ID verification partners, and credit bureaus, where permitted by law. Such information may include your name, account number and/or customer ID with a third party, address, job role, public employment profile, credit history, status on any sanction’s lists maintained by public authorities, and other relevant data.
  • Other information we collect related to your use of the Services – We may collect additional information, including email address, phone number, mail address from or about you when you communicate with us, contact our customer support teams or respond to a survey. Such information will be collected to maintain contact with you and to provide the Services.

4. How Do We Process Personal Information?

We may process your information for the following purposes: 

  • To provide the Services, including to:
    • generally, manage individual information and accounts;
    • authenticate your access to your Account;
    • communicate with you about your Account and your transactions;
    • process transactions and send confirmations;
    • provide a personalized experience and implement the preferences you request; and
    • keep your Account information up to date and process transactions.
  • To manage our business needs, such as monitoring, analyzing, and improving the Services and the Sites’ performance and functionality; ensuring quality control and staff training; develop new products and Services; and enforcing our agreements with third-parties;
  • To manage risk and verify your identity. We may use Personal Information to enhance security, monitor and verify service access, combat spam or other malware or security risks; prevent potentially prohibited or illegal activities; and enforce our User Agreement.
  • To market to you about the Services as well as other third-party offerings. We may also process your Personal Information to uniquely tailor the marketing content, advertisements, and offers, and certain Services or Site experiences to better match your interests on the Site. You may opt out of having your personal information shared with third parties, or from allowing us to use your Personal Information for any purpose that is incompatible with the purposes for which we originally collected such information. If you choose to limit our use of your Personal Information, certain features of the Services may not be available to you.
  • To provide personalized Services. We may use your Personal Information and other information collected in accordance with this Privacy Policy to provide a targeted display, feature, or deliver targeted offers based on your communication preferences.
  • To comply with our obligations and to enforce our terms of services, including to comply with all applicable laws and regulations.
  • To provide customer support, for example to respond to your requests, resolve disputes, and troubleshoot problems.
  • Other uses. We may use personal information for any other purpose disclosed to you at the time you provide such information or otherwise with your consent.

5. How Do We Use Cookies and Tracking Technologies? 

When you visit the Site or use the Services, we may use cookies, pixel tags, local storage, and other tracking technologies (collectively, “Cookies”) to automatically collect information through the Services, for the following purposes: (1) to recognize you as a User and to customize your online experiences, the Services you use, and other online content and advertising; (2) to measure the effectiveness of promotions and perform analytics; (3) to help us understand how our Users use and interact with the Services so that we can improve them and offer you enhanced functionality when using the Services; and (4) to mitigate risk, prevent potential fraudulent activity, improve security and promote trust and safety across this Site and the Services. 

If you would like to opt-out of the technologies we employ on the Services, you may do so by blocking, disabling, or deleting them as your browser or device permits. However, certain aspects and features of the Services and this Site are only available through the use of Cookies, so if you choose to disable or decline Cookies, the Services may not work properly.

Do Not Track (“DNT”) is a privacy preference that Users can set in certain web browsers. You can use DNT as a way for Users to inform websites and services that they do not want certain information about their webpage visits collected over time and across websites or online services. Please note that at this time no formal “Do Not Track” standard has been adopted and we do not respond to or honor DNT signals.

6. Do We Share Personal Information? 

Except as described in this Privacy Policy, we will not give, sell, rent or loan any Personal Information to any third party. However, we may share your Personal Information or other information about you with others in accordance with the Privacy Policy. 

With other parties as required by law and regulations: We may share information about you with other parties if we need to do so to comply with a law, legal process or regulations; or as required by law enforcement, regulators, government officials, or other third parties in relation to a subpoena, court order, or other legal process or requirement under applicable law or regulation; or when we believe, in our sole discretion, that the disclosure of Personal Information is necessary or appropriate to prevent physical harm or financial loss; or to report suspected illegal activity or to investigate violations of a user agreement; or to satisfy regulatory requirements as applicable to provide our Services.

With your consent: We also will share your Personal Information and other information with your consent or direction, including if you authorize an account connection with a third-party account or platform. 

Other: Onqix may share your information with a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by Onqix about you or your Onqix Account is among the assets transferred.

7. Why Do We Retain Personal Information?

We retain Personal Information to fulfill our legal or regulatory obligations and for our business purposes.  We may retain Personal Information for longer periods than required by law if it is in our legitimate business interests and not prohibited by law.  If your Account is closed, we may take steps to mask Personal Information and other information, but we reserve our ability to retain and access the data for so long as required to comply with applicable laws.  We will continue to use and disclose such Personal Information in accordance with this Privacy Policy.

Onqix stores your information securely throughout the life of your Onqix Account. Onqix will retain your personal information for a minimum of five (5) years, or as necessary to comply with our legal and regulatory obligations, or as needed in order to resolve any disputes.

8. How Do We Protect Your Personal Information?

We maintain appropriate technical, physical, and administrative security measures designed to provide reasonable protection for your Personal Information against loss, misuse, unauthorized access, disclosure, and alteration. The security measures include firewalls, data encryption, physical access controls to our data centers, and information access authorization controls. However, we cannot guarantee that loss, misuse, unauthorized acquisition, or alteration of your data will not occur. While we are dedicated to securing our systems and the Services, you are responsible for securing and maintaining the privacy of your password(s) and Account registration information, for example, to choose a password of sufficient length and complexity and not reveal account credentials to any third-parties and verifying that the Personal Information we maintain about you is accurate and current.  We are not responsible for protecting any Personal Information that you transmit to us or receive from us by Internet or wireless connection, including email, phone, or SMS, since we have no way of protecting that information once it leaves and until it reaches us.

9. Do We Collect Your Personal Information from Third Party Sources?

We may, from time to time, obtain information about you from third party sources as required or permitted by applicable law, rule or regulation. These third-party sources include public databases, credit bureaus, ID verification partners, resellers and other partners, joint marketing partners and social media platforms.

Onqix obtains information about you from public databases and ID verification partners for purposes of verifying your identity. ID verification partners use a combination of government records and publicly available information about you to verify your identity. Such information may include: your name, employment status, public employment profile, credit history, status on any sanctions list maintained by public authorities, and other relevant data. We obtain such information to comply with various legal and regulatory obligations, including but not limited to our anti-money laundering obligations. In some cases, Onqix may process additional data about you to ensure that the Services are not being used for fraudulent purposes or other illicit activities.

Once personal information is obtained from you, Onqix dose not subsequently share it with any other third parties except as described in this Privacy Policy. However, such information may be shared with Onqix affiliates as necessary.

10. Can Children Use the Services?

The Site and the Services are not directed to people under the age of 18 (“Minors”).  We do not knowingly collect information, including Personal Information, from Minors or other individuals who are not legally able to use the Site and the Services. If we obtain actual knowledge that we have collected Personal Information from a Minor, we will promptly delete it, unless we are legally obligated to retain such data, and take steps to disable that Account.

11. Third-Party Websites and Social Media Platforms

The Services may contain links to websites and services that are owned or operated by third-parties (each, a “Third-party Service”). Any information that you provide on or to a Third-party Service or that is collected by a Third-party Service is provided directly to the owner or operator of the Third-party Service and is subject to the owner’s or operator’s privacy policy. We’re not responsible for the content, privacy or security practices and policies of any Third-party Service. To protect your information, we recommend that you carefully review the privacy policies of all Third-party Services that you access.

12. California Privacy Rights

If you are a California resident, you have the right to request information from Onqix regarding the manner in which we share certain categories of your personal information with third parties for the third parties’ direct marketing purposes. California law provides that you have the right to submit a request to us at our designated address and receive the following information:

(a) The categories of information that Onqix disclosed to third parties for the third parties’ direct marketing purposes during the preceding calendar year; and

(b) The names and addresses of third parties that received such information, or if the nature of their business cannot be determined from the name, then examples of the products or services marketed.

You are entitled to receive a copy of this information in a standardized format and the information will not be specific to you individually. You may make such a request by emailing support@onqix.com.

13. Changes to This Privacy Policy

We may revise, modify or replace this Privacy Policy from time to time to reflect changes to our business, the Site or the Services, or applicable laws.  The revised Privacy Policy will be effective as of the published effective date. We also may notify Users of the change using email or other means. 

14. Contact Us

You may contact us if you have general questions about our Privacy Policy and practices or questions about your Account information or Personal Information. We provide Users with the ability to review and correct their personal information where it is inaccurate. You may do this at any time by logging in to your account or by contacting us via help@onqix.com.